Don’t wait until spring has already sprung to get your home ready for warmer weather. Now is the perfect time to repair any damage caused by harsh winter weather and to reset…

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Parametric Insurance
Parametric Insurance What exactly is parametric insurance? Parametric insurance, also known as index based cover is a non-traditional type of coverage often used in circumstances where a normal insurer would…

Spring Home Checklist
The beauty of winter gives us an excuse to head south for some sun, take on winter sports, or simply curl up in a warm cozy ball binge-watching a Netflix…

4 ways to keep ice off your sidewalks
Have you ever seen your life flash before your eyes as your feet slipped out from under you on a particularly icy winter day? Or cringed as you watched Jimmy,…

How to prevent your hose bib from freezing
The outdoor faucet where you connect your hose (also known as the hose bib) can easily freeze in the winter if it isn’t properly drained. If water is left inside…

10 tips for a safe winter road trip
It’s no secret that many Canadians like to fly to warmer destinations for a little snow-free R&R in the winter months. But this winter, most of us will be staying…

Legal Liability for Damage to Non Owned Autos (OPCF 27)
What is the OPCF 27? Before we explain the OPCF 27, we will first explain how the standard automobile insurance policy is designed. All vehicle owners are required to have…

How to maintain a vehicle you don’t drive often
From cutting out a commute to putting a car in storage for the season, there are plenty of reasons why you might not be driving your vehicle as often as…

Prepare your yard for a safe and spooky Halloween
Halloween is just around the corner. Whether you’re going for a simple setup of cobwebs and cornstalks or building a haunted graveyard on your front lawn, taking a little extra…

Simple ways to avoid the most common home insurance claims
Whether you’re determined to keep your claims-free discount or you just don’t want to deal with the hassle that comes with completing repairs to your home, there are plenty of reasons why…

7 tips to prevent electrical fires at home
Electrical fires can do some serious damage to your home and put your family’s safety at risk. The good news is electrical fires, like other household fires, are often preventable. Here…

How to clean your gutters and downspouts
Your home’s gutter system is critical in directing rainwater away from your roofline and protecting your home’s roof, walls, and foundation from damage. As trees around your home change in the…

We’re Pumped!
Today was our first social gathering as Team HBG. Great friends, food and weather to help us celebrate our merger, organic growth and new employees. This was also a timely…

Back to school road safety
Welcome back! School is back in session! lots of excitement in the air and the roads will be busy. What better time than now to take a glance at road…

UGLY Golf
A great milestone for the UGLY Golf League (U Gotta Love Yourself). This is the 2nd year where 40 players compete during the golf season to raise money for charity. …

my Drive | Intact Insurance
Earn up to 25% off insurance with my Drive. How to save on car insurance? Go digital! Consider Intact my Drive to help you save money. Safe basic driving skills…

Unifor Local 700-M | $5K Winner
Unifor Local 700-M | $5K Winner Congratulations to a lucky member of Unifor Local 700-M. After hearing about the Unifor Group Insurance Program at her workplace a few times she…

7 reasons your car insurance policy might not cover you after a collision
Your car insurance policy is designed to protect you and your vehicle when you need it most — but there are certain situations when your insurance company may deny claims…

Ontario | Top 5 Summer Road Trips
With all the challenges of life during a pandemic, many of us have been stuck inside all year and are dying to leave the house to find an oasis. Fortunately,…

Fireworks Safety
Canada Day is a great time to bring friends and family together to celebrate our great country’s birthday – to make great memories, indulge in BBQ, and close out the night with…