Employ the services of a professional accountant to: Prepare financial statements. Perform an annual audit of your books. Maintain a list of secondary suppliers of materials in the event your…
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Cyber security for small businesses
Cyber Insurance and Protection DYK – According to Statistics Canada survey, 20%-25% of businesses in Canada admit they were breached. This statistic could be closer to 50% if we include…
Parametric Insurance
Parametric Insurance What exactly is parametric insurance? Parametric insurance, also known as index based cover is a non-traditional type of coverage often used in circumstances where a normal insurer would…
Back to Business
We partnered with @cookhouse.labs to bring you the Back to Business Virtual Summit, designed to empower small business owners with access to expert knowledge and community support at NO COST…
COVID-19 | Office Reopening Plan
March 2020 the Covid-19 pandemic challenged us with rapid and unexpected changes to our way of life. For Canadian businesses, some of the challenges meant more remote workers, job losses and…
How to make sure you never miss an insurance payment
Insurance is supposed to give you peace of mind, knowing that you’ll be protected when you need it most — the last thing you want to worry about is that…
COVID-19 Evolving Cyber Risks
Keeping your business safe from evolving cyber risks during COVID-19. COVID-19 changed our digital work environment back in mid-March. Overnight many of us were forced to become remote workers –…
COVID-19 and Salon Commercial Insurance
COVID-19 and Salon Commercial Insurance Salon Commercial Insurance Policies do not appear to provide coverage for salon owners impacted by the COVID-19 Virus. The reason for this is that Business…
COVID-19
COVID-19 | HBG Update Updated: March 26, 2021 The Highcourt Breckles Group of Companies cares about the well being of our customers, employees and the communities we support. During this…
What do brokers do?
Why choose an independent broker? In Canada, it is highly recommended to have insurance coverage and in some cases mandatory. There are several ways you are able to buy insurance. …
Farm Insurance: loss prevention for safe growth
Here are some loss prevention tips from our friends at Intact Insurance. • Inspect and repair concrete stave silos before filling. • Be sure to inspect the roofs on…
Commercial Vehicles Loss Prevention Tips
Be SELECTIVE when hiring drivers for your vehicles by obtaining pre-employment checks on all employees. Your vehicles should be suitable for the type of work you do and the relative…
Office Loss Prevention Tips
Avoid overloading of electrical outlets, particularly in older buildings equipped with fuses instead of circuit breakers. If existing electrical service is inadequate, ensure that any required electrical modifications are done…
Contractors’ Loss Prevention Tips
Focus on pre-job and pre-task planning. The principle of planning the work and working the plan should be followed. All tools and equipment should be kept in a locked area…
General Commercial Crime Prevention
Ensure that all exterior doors have deadbolt locks with a minimum one inch bolt into the strike plate. Secure exposed exterior door hinge pins to prevent their removal. Protect all…