PEACE OF MIND | Trade secrets and your data need to be protected. At Highcourt Breckles Group we take this duty very seriously and use practical methods to protect your data.
Our brokerage and the insurance industry have a solid track record of respecting your right to privacy and safeguarding your personal information. As a result of federal legislation and in accordance with the Personal Information Protection and Electronic
Document Act (PIPEDA) effective January 1, 2004, we’ve further strengthened our privacy commitment by informing you of why and how we collect, use and disclose your personal information. You can be assured that we’ll only handle your personal information in a manner that a reasonable person would consider appropriate in the circumstances.
Highcourt Breckles Group will adhere to the following PIPEDA principles:
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- Accountability
We will be responsible for the protection of personal information, and will be accountable for compliance with PIPEDA guidelines. - Identifying Purposes
The purposes for the collection of personal information will be identified before or at the time of collection. - Consent
The knowledge and consent of our client is required for the collection, use, and/or disclosure of personal information. - Limiting Collection
We will limit the collection of personal information to that which is necessary for the purposes identified. Information shall be collected by fair and lawful means. - Limiting Use, Disclosure, and Retention
We will not use, disclose, or retain personal information for purposes other than those for which it was collected, except with the consent of the individual as required by law. - Accuracy
We will ensure that personal information is accurate, complete, and up-to date as is necessary for the purposes for which it is to be used. - Safeguards
Your personal information shall be protected using security safeguards appropriate to the sensitivity of the information. - Openness
We shall make readily available our policies and practices relating to the management of personal information. - Individual Access
Upon request, we will inform an individual of the existence, use and disclosure of his or her personal information, and that individual shall be granted appropriate access to this information. - Challenging Compliance
Individuals can challenge our personal information practices, and we will
investigate accordingly.
- Accountability
Personal Information Collected
Depending on the purpose(s) for which we need to collect it, we may ask for the following personal information about you including:
- Basic information such as your name, address, telephone and fax numbers, e-mail address, birth date and marital status.
- Claims history
- Credit and past payment records
- Driver’s record
- Details about your property such as the value of your home and its contents
- Medical information such as any condition that may affect the operation of a vehicle
- Employment information
We may obtain this information from:
- You
- Insurance companies
- Other insurance brokers or agents
- Credit organizations
- Motor vehicle and driver licensing authorities
- Financial institutions
- Medical professionals
Why do we collect personal information?
When you first become a client or whenever you acquire or renew a product from us, we need to collect some of your personal information. Common purposes for which we collect your personal information are to:
- Enable us to acquire or renew an insurance policy for you
- Assist you and assess your ongoing needs for insurance
- Assess your need for other products, such as financial products, and to offer them to you
- Ensure your information is accurate and up-to-date
- Protect us both against error or fraud
Who do we disclose your personal information to?
For many of the purposes identified above, we will need to share your personal information with others in order to serve your needs. These other parties commonly include:
- Insurance companies
- Other insurance brokers or agents
- Credit organizations
- Professionals working with us such as adjusters or lawyers
- Financial institutions. For example, the organization that carries your mortgage
How we protect your personal information
In order to protect your personal information and right to privacy, we will:
- Not collect, use or disclose your personal information for any purpose other than those that we identify to you
- Keep your personal information only for as long as we need it to fulfill the stated purpose or as required by law
- Maintain your personal information in as accurate, complete and up-to-date a form as possible
- Safeguard your personal information to the best of our ability
- Respond to any request you may make to access or correct the personal information we hold about you
- Obtain the appropriate consent from you for the collection, use or disclosure of your personal information
Privacy Internet Communication
As the privacy of communication over the Internet cannot be guaranteed, we do not assume any responsibility for any harm, loss, or damage that might occur by the sending of personal and confidential information.
Consent
In using this site, you signify your consent to our privacy policy. If you are not in agreement, please do not use the site. We reserve the right, at our discretion, to update, change, modify, add, or remove this policy from time to time, as appropriate. Should we make changes, we will publish these on the site in a timely fashion.
Please do not hesitate to contact our Privacy Officer should you have any questions.
Our Privacy Officer may be contacted as follows:
Name of Privacy Officer:
John Carlton
Address:
85 Enterprise Blvd.Ste.401,
Markham, Ontario
L6G 0B5
Phone: 647.931.2886
Email: jcarlton@highcourtbreckles.com
Upon request, an individual will be informed of the existence, use, and disclosure of his or her personal information which is under our control, and may be given access to, and challenge the accuracy and completeness of that information.